Life insurance: financial protection for all Australians

Suzie Brown outlines some of the key considerations for financial advisers when making life insurance recommendations and provides an overview of the upcoming legislative change.

Does ‘bucketing’ achieve its goal?

While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.

Personal super contributions – so much to consider!

William Truong breaks down which superannuation reforms advisers need to factor in for clients considering making personal super contributions.

The Transfer Balance Cap and Capped Defined Benefit Income Streams

In this article, we revisit one of the most significant measures of the recent superannuation changes – the transfer balance cap. In particular, we consider the special rules that apply to certain capped defined benefit income streams.

You can have too much super

Mark Gleeson explores how having too much money in superannuation could stop advisers’ clients maximising the retirement benefits available to them.

How to fund a child’s education Quiz

For carers looking to fund their children’s education, there are a wealth of options that advisers can guide them too, David Barrett writes.

Is it time for low-volatility ETFs?

With the return of volatility across global markets and some investors calling the top of the equity cycle, Christian Obrist and Blair Hannon ask whether now is the time to consider investing in low-volatility exchange traded funds (ETFs)?

Separate pensions or one pension: What is the difference?

Rahul Singh explains how to contend the planning issues stemming from the recent introduction of downsizer contribution rules while still utilising the opportunity to contribute to superannuation.

Downsizer Contribution: Strategic Considerations

With the downsizer contribution reforms having recently taken effect, Yvonne Chu looks at whether utilising the new rules will leave clients better or worse off.

Downsizer Contribution: Strategic Considerations

With the downsizer contribution reforms having recently taken effect, Yvonne Chu looks at whether utilising the new rules will leave clients better or worse off.