cash flow

Editorial

Why simple financial advice is the best advice

Financial advisers must be conscious of making their advice easy for clients to understand and knowing the difference between wants and needs, writes Mark Knight....

Superannuation

SMSFs urged to get advice on insurance

Centric Wealth has pointed to pitfalls now confronting SMSFs in meeting insurance requirements....

Financial planning

ASIC tightens rules for 'gatekeepers'

ASIC has proposed the tightening of rules for some platform operators and responsible entities of managed investment schemes....

Editorial

What does ‘risk’ really mean in asset allocation?

Select Asset Management’s Dominic McCormick says it’s time investors reduced their reliance on simplistic risk categories in asset allocation....

Life/Risk

When should income protection cover be held inside superannuation?

When it comes to income protection, clients’ individual circumstances will dictate whether that cover is held inside or outside of superannuation. TAL’s David Glen weighs...

Editorial

APES 230 set to irrevocably alter the accounting landscape

Queensland-based accountant Greg Holman warns APES 230 could irrevocably alter the landscape for accounting organisations and poses a serious threat to the success and pr...

Editorial

Finding yield outside of bank term deposits

AMP Capital's Craig Keary warns investing in term deposits may prevent investors reaching their financial goals and suggests other ways to find yield....

Funds management

Investors need income in the long run: Smartline

Investors need to focus on the income derived from property investment rather than rely on capital growth to temper negative gearing, says Smartline Personal Mortgage Adv...

Financial planning

Arthur Naoumidis leverages CARM product

Financial services identity Arthur Naoumidis has brought a new offering to the financial planning market - DomaCom....

Editorial

A guide to building debt portfolios

Building debt portfolios used to be easy. But it’s much harder now. These days, the debt side of portfolios should be absolutely secure and designed as three buckets. Tim...

Superannuation

AIA adds superannuation payment option

Clients will be able to purchase AIA's income protection product range entirely through their superannuation following a number of product upgrades announced by the insur...

Tools & guides

Meeting aged care needs in a changing world

General awareness among financial planners about issues associated with aged care is one thing, but having a strong knowledge in this area is another, writes IOOF’s Marti...

Financial planning

Call to give small businesses a chance

Bibby Financial Services national sales manager Gary Green has called on the Government to provide tax relief to small businesses....

Editorial

Band-aids no reason for market optimism

Disaster in Europe seems to have been averted - for now. However, improved equity performance should not evoke a newfound sense of optimism and risk appetite. The world h...