Financial advisers must be conscious of making their advice easy for clients to understand and knowing the difference between wants and needs, writes Mark Knight....
As the planning industry considers ASIC’s consultation paper on conflicted remuneration, Paragem's Ian Knox argues that the spoils will likely go to those with the most t...
Zurich's Angus Crennan argues that traditional defensive assets are no longer delivering the desired results. So, what is the future of the current “safe havens”?...
How can you tell that SMSFs are the 'hot ticket' with respect to financial services revenue generation? When virtually all sectors of the industry are competing for terri...
With fixed interest investments becoming increasingly popular with all types of investors, Michael Frearson writes it is crucial that they know what to look out for....
A recent court ruling is a timely reminder that investment ratings houses are not perfect, writes Mike Taylor. ...
When it comes to affordability of life insurance, it needn’t be all or nothing. There are a number of strategies that can be employed to help make insurance an option for...
Custodians are sometimes out of sight and out of mind, but as Damon Taylor writes, recent events have reinforced the vital role they play in the Australian superannuation...
MySuper is set to change the underlying dynamics of the superannuation industry, and as TAL’s Gavin Lai and Renee Voutt point out, insurance providers will not be immune....
What are the benefits of using a commodity trading adviser (managed futures) fund in a portfolio? What is a reasonable allocation, and where should that allocation come f...
The process of ‘priming’, often seen in advertising, taps into the bias in one’s decision-making. Nick Armet explains this process has implications for investors and thei...
The Government claims it has delivered on the Productivity Commission’s default fund recommendations, but Mike Taylor writes that the devil is in the detail....
The succession dilemma is more than just a matter of commitments.This isn’t simply about younger vs. older advisers. It’...
Significant ethical issues there. If a relationship is in the process of breaking down then both parties are likely to b...
It's not licensees not putting them on, it's small businesses (that are licensed) that cannot afford to put them on. The...