Editorial

Industry funds who have been alleging the banks offer inducements to employers to select particular default funds need to be careful what they wish for....

Editorial

Transitionary arrangements the key to new regime

Many financial planners may choose to leave the industry over the next two years, but the Government and the regulators can minimise those exits by getting the transition...

Editorial

Demystifying Medicare reports

Advisers should have a good understanding of the issues around Medicare and PBS reports within the risk insurance advice process to add value to their advice proposition,...

Editorial

Learning to live with the LIF

Like them or not, financial advisers should already have begun making the adjustments necessary to operate within the new Life Insurance Framework, writes Catherine Evans...

Editorial

Planner unity a key outcome of 2015

While 2015 threw up its share of challenges for financial planners and the broader financial planning industry, it also confirmed that planners could speak with one voice...

Editorial

Super reforms will deliver for consumers

The Financial Services Council’s Blake Briggs argues that the Government’s changes to super fund governance arrangements and default funds will ultimately help consumers....

Editorial

Want a policy change? Change the Senate

The Prime Ministership may have changed hands but the make-up of the Senate has not and the financial services industry should expect slow progress on any Government legi...

Editorial

When balance is needed on EDR

If planners and licensees are asked to cede ground on the monetary and time limits which apply to FOS claims, then consequent FOS decisions must be laid open to appeals, ...

Editorial

Meeting unmet demand for advice

New research has confirmed substantial unmet demand for good and independent financial advice which the banks may not be able to deliver. ...

Editorial

Super governance not the biggest issue

The Grattan Institute's Jim Minifie argues that the super governance reforms currently being pursued by the Government are defensible - but not the main game for members....

Editorial

The consequences of change

A change of minister combined with a change in ministerial advisory personnel and Government policy attitudes has altered the dynamic for the key financial services lobby...

Editorial

When regulatory change goes too far

ASIC chairman, Greg Medcraft, will leave a legacy of significant change, but product intervention powers and a user-pays regime might ultimately prove problematic....