rice warner

Superannuation

Morrison’s election doesn’t guarantee super policy stability

Rice Warner has warned that the Coalition’s election doesn’t mean the superannuation industry will see a period of policy stability, with some areas of possible reform in...

Life/Risk

What does best interests really mean for disability insurance?

Actuarial research and ratings house, Rice Warner has pointed to the disability insurance problems facing the major insurers and the vexed question of best interests vers...

Superannuation

Geography impacting super gender gap

New research has shown that if you’re a woman living in Western Australia or Queensland, the gap between your retirement savings and those of men is on average bigger tha...

Superannuation

Consolidation won’t end low-balance super accounts

Legislation to consolidate low-balance superannuation accounts needs to go further if it is to prevent a cycle of unintended accounts still being created and then consoli...

Life/Risk

Consumers simply won’t pay for life/risk advice

New research has confirmed what the life insurance already knew that most consumers simply don’t want to pay for life/risk advice – something which places new importance ...

Policy & Regulation

Super legislation stranded as Parliament rises

Some of the Government’s most important superannuation policy legislation has remained stranded on the notice paper with Parliament rising until February and an election ...

Superannuation

Removal of volume-based adviser fees will test super funds

New analysis from Rice Warner has suggested that the removal of volume-based adviser fees would challenge superannuation just as much as it would challenge planning firms...

Life/Risk

Retail insurance indexed cover cutting clients’ wealth

New research has shown that retail insurance cover customers could be “seriously damaging” their wealth through inappropriate indexation of premium costs....

Financial planning

Despite everything planners still most trusted source

New research has delivered good news to financial planners – that they are the most trusted source of financial advice, particularly amongst younger generations, but few ...

Superannuation

Small funds most impacted by Budget changes

New research from SuperRatings has found that it is smaller superannuation funds which will be most impacted by the Government’s Budget changes to the treatment of low ba...

Superannuation

Industry funds hardest hit by Budget changes

New research from Rice Warner has revealed that the level of cross-subsidies mean that industry funds will be the hardest hit by insurance premium rises resulting from th...

Life/Risk

Insurance in super should be re-designed

Redesigning insurance products in superannuation to fit more around member characteristics could address potential affordability concerns, Rice Warner believes....

Superannuation

Super fund consolidation to increase

The number of super funds dropped 72 per cent to 244 in 10 years as funds were attracted to the idea that scale could provide more member services without increasing char...

Financial planning

Gender-specific tools needed to close gap

There should be a focus on incremental changes that can have a material impact on the retirement prospects of women, Rice Warner believes....

Superannuation

Rice Warner consultant moves to Midwinter

Former Rice Warner superannuation consultant, Salvador Saiz, has moved to Midwinter as its head of institutional growth as the firm looks to announce partnerships within ...