Investors will be able to choose a gearing level that suits them and pay off their premiums up-front....
Maximising the tax-free component of your superannuation is a great strategic opportunity in a downturn, writes MEG HEFFRON....
The capital value of an entire death benefit paid to a beneficiary may be subject to tax, according to Lifeplan national adviser solutions manager Alison Massey....
Some financial planning practices looking for acquisitions are beginning to question the value of purchasing a practice with a retired client base....
New research shows that one in four self-funded retirees are being forced to return to work as a result of losses to their retirement savings....
JEFFREY SCOTT considers which side of the super fence to set up income protection insurance....
The ATO should clarify the rules around borrowing under SMSFs as there are several risks for trustees giving personal guarantees....
Martin Breckon takes a look at end of financial year super contribution issues....
Ryan Krawitz looks at conditions of release relating to temporary residents who depart Australia to access their superannuation benefits, as well as individuals with bene...
New guidelines around the payment of product-directed commissions to financial planners is the most significant, but not the only, recommendation in a charter that aims t...
Martin Murden has criticised the lack of representation for SMSFs on the super review committee, and says self-funded retirees could suffer from potential changes....
MARTIN MURDEN removes some of the uncertainty surrounding superannuants' eligibility to draw on their super....
The succession dilemma is more than just a matter of commitments.This isn’t simply about younger vs. older advisers. It’...
Significant ethical issues there. If a relationship is in the process of breaking down then both parties are likely to b...
It's not licensees not putting them on, it's small businesses (that are licensed) that cannot afford to put them on. The...