Is expanded Pension Loan Scheme (the Scheme) a viable alternative for retirees who are asset rich but cash poor? Extra cash flow can be useful whether it’s to pay for health care or simply to facilitate a better lifestyle. 

Christian Obrist makes the case for international equities and outlines how investors can get them into their portfolios.

Minh Ly breaks down the new means testing rules for lifetime income streams, which have now been legislated by Parliament.

Suzie Brown outlines some of the key considerations for financial advisers when making life insurance recommendations and provides an overview of the upcoming legislative change.

While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.

William Truong breaks down which superannuation reforms advisers need to factor in for clients considering making personal super contributions.

In this article, we revisit one of the most significant measures of the recent superannuation changes – the transfer balance cap. In particular, we consider the special rules that apply to certain capped defined benefit income streams.

Mark Gleeson explores how having too much money in superannuation could stop advisers’ clients maximising the retirement benefits available to them.

For carers looking to fund their children’s education, there are a wealth of options that advisers can guide them too, David Barrett writes.

With the return of volatility across global markets and some investors calling the top of the equity cycle, Christian Obrist and Blair Hannon ask whether now is the time to consider investing in low-volatility exchange traded funds (ETFs)?