I suggest Matt further reflect on his proposal lest he look like a fool. This is akin to shuffling deckchairs on the Titanic. It is the overall quantum of the fee rather than who pays it that is the issue. If Licensee's wear more of the cost, they'll simply adjust the fees they charge the authorised representatives to reflect their increased costs. In fact, it might cost advisers more if they have to load up the fee to deal with the unpredictable nature of the fee or add a profit margin to their costs. In my opinion, our colleague in the West should be more concerned with AFSL holders and Advisers funding ASIC's action against unlicensed individuals and organisations as if we are some sort of benevolent litigation funding body.