Reading the comments from Jones make things very clear.
Superannuation funds should be the central source of ALL financial advice.
This includes mortgages, Centrelink and superannuation.
His vision is for all fund members to be charged a fee by the fund for this advice whether the service is used or not.
As for qualifications of those delivering advice, his believes this is of secondary importance.
As long as the advice is source from the super fund all is fine.
He sees no future for independent advisers. He will not say this. However, the compliance regime and educational standards mandated will ensure that very few survive.