What a sensationalist headline. I would tune it down a bit and take a pause and reflect. As often there is a side effect with initiatives of the Government to do good. Have you thought of how many people/clients would potentially be churned from super fund to super fund (as ratings differ from year to another) in chase of best returns? This chasing from fund to fund resulting from market interruptions, transaction costs, crystallization of cgt could be counterproductive in trying to achieve long term returns.