My degrees are: (1) BEc 1983, (2) MBA 1999, (3) Master of Finance 2004 (4) Master of Laws in Corporate & Financial Law 2011. (5) I am at the tail end of PhD in International Financial Law. As far as I am aware, none of above degrees qualify. On 5th March, I have been 40 years in the financial planning profession experience. The new requirements ignore retrospectivity. In 1985, I sat my first exam for Certificate in Financial Planning. The essential requirement is to pass the FASEA exam, which I did in June 2020 with 8 minutes to spare at the end. The best financial planners have come from teachers and nurses, but the vertical silo academia biased academics do not understand clients rely more on relationship to adviser who understands them as people that forms trust in the functional performance of fiduciary obligations in Predictive Trust (reference: "Knowledge on Trust" Chapter 6, 'The Assurance Theory' by Paul Falkner https://global.oup.com/academic/product/knowledge-on-trust-9780198709336?cc=us&lang=en& ".