Vanguard is not Robinson Crusoe on this one. I vividly remember "ethical" funds changing their nuclear filters when BHP bought WMC. And any global fund with a 5% tolerance for an otherwise-negatively-screened filter, will allow global behemoths to "greenwash" their exposures. Most of the RI/ESG material is merely pandering to an every-expanding market sector.

Responsible Investment is a minefield of unrealised, and in many cases, conflicting, expectations.

If ever there was a place for a financial planner's oversight, it's this one.