The CFP brand is a complete joke, Adviser numbers are the lowest ever, costs and regulation are through the roof, the association has to merge. He appears at the Royal Commission, where the outcome is that Advisers are incapable of self-regulation because it takes over 12 months to decide if cashing out a Defined benefit scheme prior to age 58 is poor advice. His professional partner buddies lie to ASIC 22 times. The very next day he says you guys "advisers" have lots of work to do, and now he's the top dog. Any other industry the CEO gracefully steps down and moves to another sector. In FP we slap him on the back and say great job.