You cannot simply turn back a decade of legislative discrimination & unfair bias against Financial Advisers & expect the relentless pursuit will not result in a breakdown of human being's will & persistence.
This has been a very sad story of Govt sanctioned attack over 10 years that has broken people.
The numbers of advisers will continue to reduce over the next few years and may well never recover to an extent the provision of quality advice at an affordable and simpler process can once again assist Australians to plan & protect their financial life.