Australia’s $11 trillion residential property market is the country’s largest asset class — and New South Wales leads with $4 trillion in value, underpinned by Sydney’s global appeal and rapid population growth. To capitalise on these fundamentals, WINIM has launched a pioneering investment vehicle: the WINIM Ready-to-Rent Fund (RtR).
This research-driven fund provides investors exposure to a handpicked portfolio of existing residential homes, townhouses, and apartments across Sydney and regional NSW. It combines stable rental income with long-term capital growth — all within a structure that eliminates the workload and complexity of direct property ownership.
Key Metrics:
- 5.66% p.a. equivalent pre-tax yield (based on a 3.00% tax-deferred net distribution)*
- 12% Target IRR**
- 73% Target Return on Equity**
- 5.5+ Year Investment Term
- Bi-annual Distributions (Commencing in Month 18)
*The 3% p.a. Distribution is Tax Deferred which, in the case of individuals paying the highest Tax rate, equates to pre-tax income of over 5% p.a. All interested parties considering investing in the Fund should obtain their own tax advice prior to applying for a unit allocation. Distributions, commencing from Month 18 and paid bi-annually, are subject to the Fund’s cashflow requirements. **This is a target and not a forecast. Income and return of capital are not guaranteed.
Why the RtR Fund Stands Out
At its core, the RtR model offers a rare combination of simplicity and sophistication:
- Diversified Portfolio: Exposure to multiple properties in key NSW locations vetted for yield, growth potential, and long-term resilience;
- Effortless Investment: No need to research, negotiate, review properties, manage tenants, arrange financing, appoint lawyers, appoint agents, pay and account for bills or navigate strata reports — WINIM manages this all and more;
- Tax-effective Distributions: Bi-annual targeted to commence from Month 18;
- Attractive IRR and equity returns.
The Fund is aiming to outperform market averages through disciplined asset selection, deep market intelligence, and active portfolio management. Properties are intended to be held and leased over a five-year period to generate stable income, with sales timed at the Trustee’s discretion to optimise returns.
Backed by Data, Guided by Expertise
The RtR Fund strategy is underpinned by macroeconomic and demographic trends: declining interest rates, a chronic housing undersupply, record-breaking migration, and a strong NSW economy. These factors are driving sustained upward pressure on rents and values, particularly in regions with high demand and constrained supply. The research is then cross referenced with local property drivers including infrastructure investment, supply pipelines, amenities and geographical inputs.
WINIM’s research also identifies a compelling opportunity in the widening value gap between houses and apartments. With house prices now 72% higher than units — near record levels — well-located apartments offer significant catch-up potential. This arbitrage opportunity is more pronounced in NSW compared to other capitals where the gap is typically 40–60%.
The Tax Advantage: A Real Comparison of Deferred Distributions
The example below outlines how capital growth and tax treatment can differ between a traditional bank deposit and a tax-effective, real-asset-backed fund like Ready-to-Rent.
Due to depreciation and other tax benefits, distributions are typically not taxable in the year they are received. Instead, they are included in the investor’s capital gains position at the end of the fund’s term — enabling significantly enhanced after-tax outcomes.
Global Model, Local Application
The RtR model draws on successful strategies used by institutional investors in the US and UK, where single-family housing funds are booming. WINIM is bringing this proven investment approach to Australia for the first time — adapting it to one of the world’s most resilient residential markets.
Who is the Ready-to-Rent Fund For?
- SMSF Investors who believe in the strength of Sydney and NSW property markets and want diversified exposure backed by expert research;
- Wholesale and Sophisticated Investors seeking a low-effort, research-driven alternative to traditional property investment;
- Income-Focused Investors wanting positive cash flow with the tax advantages of direct property ownership;
For investors seeking a smarter, hands-free path to property investment — backed by rigorous research, experienced management, and a future-focused strategy — the WINIM Ready-to-Rent Fund presents a compelling opportunity.
Learn more: winim.com.au/funds-management/invest-with-us-ready-to-rent
About WINIM
WINIM’s Funds Management offers tailored investment solutions focused on high-quality property assets across the east coast of Australia. With over $890 million in assets under management and a proven track record of delivering strong risk-adjusted returns, WINIM has successfully launched and managed more than 22 funds. The firm is committed to transparency, governance, and performance — giving investors direct access to well-managed, institutional-grade property opportunities.
