AMP has shared the annual performance for members invested in its Lifestage superannuation options.
Members invested in AMP’s MySuper 1970s, 1980s and 1990s Lifestage options received returns of 10.8 per cent, 11 per cent and 10.9 per cent respectively during 2025.
Its 1970s option has the largest assets under management and uses a high-growth asset allocation.
However, last year’s returns were smaller than those in 2024 when the 1970s option returned 15 per cent.
AMP said the use of the Lifestage options allows AMP to automatically adjust super members’ asset allocations based on their age as retirement approaches. This approach is designed to reduce risk later in life while still capturing growth in earlier years — and has continued to support positive outcomes across all age cohorts.
Anna Shelley, chief investment officer at AMP, said the performance had been boosted by the funds’ international equity exposure and she remained positive on the asset class for 2026/27.
“Despite some volatility and wobbly markets in November, particularly with Australian shares, AMP’s MySuper options have continued to perform strongly, making a meaningful difference to our members’ retirement outcomes.
“The returns are driven by our overweight positions in global shares throughout much of the year, complemented by strong contributions from private debt and diversified credit.
“We were able to tactically reduce risk across the portfolios at opportune times during the year, ensuring we could redeploy capital as volatility rose and also ensure our portfolios could weather the storm in the face of weaker markets in November and December.
“While geopolitical uncertainty continues to pose unique challenges for investor returns, our portfolios stayed resilient and we remain positive on the outlook for global equities through to 2027.”
In November 2025, AMP announced the latest enhancements to its digital advice offering which supports AMP Super fund members with retirement advice.
With this next stage, the firm released a retirement planner and three new standalone retirement sub-journeys, available through the AMP online portal or app.
This included a super projections pathway to help members assess their potential retirement income, what government age pension they may be eligible for, how they might benefit from a lifetime income solution, and if they are on track for their retirement goals.
A contributions strategy offers to guide members on choosing the right contribution to grow their super, and an investment strategy solution to help them align their investments with their preferences and understand how it could impact their retirement income.
AMP group executive superannuation and investments Melinda Howes said: “We’ve seen an incredible uplift in the numbers of members engaging with our service and we’ve made some great strides forward with a market-first digital financial advice solution that makes financial advice easier to access and understand for all our members.”
