Tim Howard

Financial planning

BT has shared the top queries it has received from advisers in the most recent quarter with topics including indexation and social security measures. ...

Financial planning

The top adviser queries in Q1

BT has shared the top queries asked by advisers in the most recent quarter, including downsizer contributions into super and tax-free retirement income streams....

Superannuation

Claiming deductions post-work test changes

Clients are still going to need to meet the work test if they want to claim a deduction for a personal contribution despite the removal of the work test for voluntary con...

Tools & guides

Keeping an SMSF investment strategy on track

There are specific requirements that only apply to trustees of self-managed superannuation funds, writes Tim Howard, including the allocation in their investment strategy...

Tools & guides

Couples advice on contributions splitting

Superannuation can be used each year to utilise tax and retirement savings, writes Tim Howard, so how can couples put theirs to best use to see the joint benefits?...

Financial planning

COVID-19 resurgence still top concern for financial advisers

COVID-19 continued to be top of mind for advisers and their clients in the September quarter, according to BT Financial Group....

Superannuation

Risk of clients ageing out of bring-forward contribution changes

Clients are likely to miss out if the Treasury Laws Amendment (More Flexible Super) Bill is delayed further as they may be too old to use bring-forward contributions befo...

Financial planning

Indexation and thresholds top of mind this EOFY

With the end of the financial year coming up, financial advisers need to have indexation, the downsizer contribution, bring-forward contributions, Pension Loans Scheme el...

Financial planning

Top adviser queries on super and contributions

As COVID-19 social security measures have ended, the most asked about topics from financial advisers during the first quarter of the year were on longer-term retirement p...

Financial planning

Downsizer contribution top of advisers' query list

With COVID-19 mostly under control in Australia, retirees are again looking to realise their plans to downsize their principal homes, according to BT....