While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.
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While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.
Valid death benefit nominations offer security to clients, but advisers need to understand exactly how benefits will be paid out by super funds and ensure they fit with clients’ overall estate plans, Peter Kelly writes.
William Truong breaks down which superannuation reforms advisers need to factor in for clients considering making personal super contributions.
With advisers adjusting to the new transfer balance cap measures, Alena Miles looks at capped defined benefit income streams’ rules.
Mark Gleeson explores how having too much money in superannuation could stop advisers’ clients maximising the retirement benefits available to them.
For carers looking to fund their children’s education, there are a wealth of options that advisers can guide them too, David Barrett writes.
With the downsizer contribution reforms having recently taken effect, Yvonne Chu looks at whether utilising the new rules will leave clients better or worse off.
Rahul Singh explains how to contend with the planning issues stemming from the recent introduction of downsizer contribution rules while still utilising the opportunity to contribute to superannuation.
With the return of volatility across global markets and some investors calling the top of the equity cycle, Christian Obrist and Blair Hannon ask whether now is the time to consider investing in low-volatility exchange-traded funds?