Suzie Brown outlines some of the key considerations for financial advisers when making life insurance recommendations and provides an overview of the upcoming legislative change.
CPD Toolbox
Education centre used by financial planners as evidence of continuing professional development. Complete the online quizzes that accompany each article and immediately begin earning CPD points.
Quiz available
Tools & guides
FPA Dimension:
-
ASIC RG 146 Knowledge Requirements:
-
Quiz available
Features
FPA Dimension:
Critical Thinking 0.5 hour
ASIC RG 146 Knowledge Requirements:
Taxation (0.25 hour) Superannuation (0.25)
Tim Sanderson writes that some small business owners selling their business assets could be eligible for one or more capital gains tax concession, and navigates the tips and traps to maximise super contributions.
Quiz available
Features
FPA Dimension:
Critical Thinking (0.25 hour)
ASIC RG 146 Knowledge Requirements:
Financial Planning (0.25 hour)
While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.
Quiz available
Features
FPA Dimension:
Capability (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
Valid death benefit nominations offer security to clients, but advisers need to understand exactly how benefits will be paid out by super funds and ensure they fit with clients’ overall estate plans, Peter Kelly writes.
Quiz available
Features
FPA Dimension:
Critical Thinking (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
William Truong breaks down which superannuation reforms advisers need to factor in for clients considering making personal super contributions.
Quiz available
Tools & guides
FPA Dimension:
Critical Thinking (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
With advisers adjusting to the new transfer balance cap measures, Alena Miles looks at capped defined benefit income streams’ rules.
Quiz available
Tools & guides
FPA Dimension:
Critical Thinking (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
Mark Gleeson explores how having too much money in superannuation could stop advisers’ clients maximising the retirement benefits available to them.
Quiz available
Tools & guides
FPA Dimension:
Capability
ASIC RG 146 Knowledge Requirements:
Financial Planning
For carers looking to fund their children’s education, there are a wealth of options that advisers can guide them too, David Barrett writes.
Quiz available
Tools & guides
FPA Dimension:
Critical Thinking
ASIC RG 146 Knowledge Requirements:
Financial Planning
With the downsizer contribution reforms having recently taken effect, Yvonne Chu looks at whether utilising the new rules will leave clients better or worse off.
Quiz available
Tools & guides
FPA Dimension:
Critical Thinking
ASIC RG 146 Knowledge Requirements:
Superannuation
Rahul Singh explains how to contend with the planning issues stemming from the recent introduction of downsizer contribution rules while still utilising the opportunity to contribute to superannuation.
