Bryan Ashenden lays out who should be taking advantage of the Government’s downsizer strategy and why, and how advisers can help them do so.
CPD Toolbox
Education centre used by financial planners as evidence of continuing professional development. Complete the online quizzes that accompany each article and immediately begin earning CPD points.
Quiz available
Tools & guides
FASEA CPD Areas:
00
ASIC RG 146 Knowledge Requirements:
Superannuation (0.24 hour)
Quiz available
Tools & guides
FASEA CPD Areas:
Technical competence
ASIC RG 146 Knowledge Requirements:
Financial Planning
Christian Obrist makes the case for international equities and outlines how investors can get them into their portfolios.
Quiz available
Tools & guides
FASEA CPD Areas:
-
ASIC RG 146 Knowledge Requirements:
Superannuation
Minh Ly breaks down the new means testing rules for lifetime income streams, which have now been legislated by Parliament.
Quiz available
Tools & guides
FASEA CPD Areas:
00
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
Superannuation has faced a plethora of legislative change in recent years. Bryan Ashenden breaks down what advisers need to understand about these to take the scare factor out of super.
Quiz available
Tools & guides
FASEA CPD Areas:
Capability
ASIC RG 146 Knowledge Requirements:
Life insurance
Suzie Brown outlines some of the key considerations for financial advisers when making life insurance recommendations and provides an overview of the upcoming legislative change.
Quiz available
Features
FASEA CPD Areas:
Critical Thinking 0.5 hour
ASIC RG 146 Knowledge Requirements:
Taxation (0.25 hour) Superannuation (0.25)
Tim Sanderson writes that some small business owners selling their business assets could be eligible for one or more capital gains tax concession, and navigates the tips and traps to maximise super contributions.
Quiz available
Features
FASEA CPD Areas:
Critical Thinking (0.25 hour)
ASIC RG 146 Knowledge Requirements:
Financial Planning (0.25 hour)
While bucketing may reduce the volatility of returns, David Barrett writes that it also may increase the risk of a desired income stream ceasing due to a complete loss of capital.
Quiz available
Features
FASEA CPD Areas:
Capability (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
Valid death benefit nominations offer security to clients, but advisers need to understand exactly how benefits will be paid out by super funds and ensure they fit with clients’ overall estate plans, Peter Kelly writes.
Quiz available
Features
FASEA CPD Areas:
Critical Thinking (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
William Truong breaks down which superannuation reforms advisers need to factor in for clients considering making personal super contributions.
Quiz available
Tools & guides
FASEA CPD Areas:
Critical Thinking (0.5 hour)
ASIC RG 146 Knowledge Requirements:
Superannuation (0.5 hour)
With advisers adjusting to the new transfer balance cap measures, Alena Miles looks at capped defined benefit income streams’ rules.
