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Sorry Don, but you're wasting your time on this one. Insurance is too tightly integrated with other financial issues to be considered standalone anymore. In the medical profession, specialists like surgeons, psychiatrists, cardiologists, oncologists etc. all have to do the same level of general medical training before they specialise. The same principles should apply with financial advice. By all means some advisers should specialise. But only after they have met the same level of general financial advice training as everyone else.

I agree there are many flaws with FASEA's recognition of prior learning. But those flaws impact many types of financial advisers, and are no reason for a special carve out for insurance.