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Totally Agree....it's easily a minimum 3 - 4 hour process to "Cover Thy Butt" from ASIC's "Why Not Litigate" mantra and those voracious vexatious litigation lawyers standing at the ready to have a crack at Advisers PI insurance. Lawyers hourly fee is min $400 p.h.......Accountants min $300 p.h.........so they expect Financial Advisers to do this for $300 in total or $75 p.h. ??? Just Saying !