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So registered tax agents dont need to give a roa as no afsl. Superfunds get to have a personal advice exemption as its "free" advice. We need to provide a roa though and all the work that entails with new fasea requirements, and all for under $300. However our dealerships paraplanning service say that a roas costs lots more than that. So we are supposed to lose money? Another masterstroke from asic. Is everything they do just to spite us? You would think we would have a bit more respect what with paying thier wages