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Hi Jane, Also don't forget to thank those incredible financial advisers who are also offering an amazing service to those clients right now around their Insurance Superannuation and Estate Planning structures. Whilst we are not in the front line, unlike the incredible health care workers, our level of care, compassion and service to Australians workers who face an uncertain future can not be underestimated by making sure we give them clarity and control around important financial decisions they need to make.