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You have made good points and I admit I had similar concerns when i was writing that post. But I believe in the role and value of financial planners and that the industry needs to look ahead and encourage young people to join the profession. I am not across industry super as you are and so take your observation as you call it.

Financial planners and financial planning companies are not running a charity service for they are in business and need to make a profit to stay in business. There are people who think that buying a new toy is more important than buying good financial advice - that's their choice (even though it is at best a bad choice).