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The AMPFPA is the greatest example of fee for no service I have ever seen. To get PI cover at the aggregated AMP price you need to be a member of this waste of time association. Effectively there is nothing voluntary at all about being a member as a result. It is amusing to watch their videos saying “how extremely disappointed we are in AMP” ..... they have no pull at all vs AMP .. had a look at the annual financials ... there is $2m in the bank of the association. Wind it up and give it back to the members as part of a fee for no service look back!