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Nothing but an atom bomb on ASIC, FASEA, FPA, the media and Canberra will change what has become the status quo. I'm feeling like I am abandoning my clients, but there's no option left. Won't be enjoying my "enforced" retirement. Will have to volunteer my accumulated knowledge and good old common sense to local groups like Rotary, the Salvos etc. I'm sure they would be delighted to have someone to call on for free.