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Now Gary you are aware that AMP had 6 divisions, they have sold 3 (including Insurance and NZ) and they will now only have 3 (Banking, Wealth and Capital) from 2020 aren't you? You are also aware that anyone can buy AMP as it's a listed company so it can't be "sold" as such? So what would be your corporate strategy genius? Break up the Bank, Wealth and Capital divisions? Well you can't do that as Wealth loses money. I think you need to read the Annual Report a bit more carefully and may be go back to just posting comments at IFA.