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I'll say that categorically all financial advisers are corrupt, self serving cheats, who are only interested in maximising their own income at the expense of their clients. To suggest that it was only a few individuals is complete ignorance. The whole financail industry is built on a corrupt culture and practices of making recommendations to clients based on the biggest return to their own back pocket. There is zero sympathy for any of these cheats, you're all getting your just deserves...