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That's right.
If they ask you for a sausage or a beer that's ok.
If they ask you for an appointment on Mon that's ok.
If they don't ask anything then you must not tell them about some of the products you work with as it may be construed as subliminal messaging and sales promotion versus advice.
If they ask..."I don't have any Income Protection Insurance.....tell me about it and do you think I may need it".
Clam up immediately because even though they have asked you, it can be constituted as advice the minute you open your mouth.
It puts us all in a completely ridiculous position and whilst anyone would suggest making a formal appointment to discuss these types of matters, the restrictions are becoming ludicrous.