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I did need them to be obsessed, I just need them to actually give it some consideration, something they have not done to date. Lets imagine going back to the MTAA scandal. Let's imagine they had an adviser force at the time. Let's imagine some of those advisers knew how bad things were going in the fund. Let's imagine they had mortgages and kids etc and employer pressure over use of the fund. Does this not ring as a bad or poor consumer outcome? Is this not a clear conflict?