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Interesting isn't it after the Royal Commission. SO much of the poor ethical issues that was driven by sales above all else mentality in the banks was controlled by senior management and the underlings followed as directed. Now the underlings have their bonuses calculations altered whilst the ones that " in mostly senior roles who had an increased ability to impact on ANZ’s performance would still have a portion of ‘at risk’ pay that would be determined by business unit and individual performance." stay the same. Great example ANZ, i think you got the message the Royal Commission was sending..