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Is this the opinion of AMP financial planners or AMP itself. I'm confused FPA who you actually represent here. Disappointing to see such a growing disconnect between how FPA advisers charge their clients, and how the FPA is actually paid. FPA needs to represent solely financial planners. The FPA simply can't be getting a commission from firms like AMP and CBA FP and then be trying to claim they represent planners in this matter. ...nothing is achieved with that conflicted relationship.