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are you telling me that you are going to do a m.fin plan. then do the mandatory ethics subject for fasea. then do an exam with fasea and be totally qualified, and in fact in the 1% as most advisers will not have a masters degree like you, and then you were thinking of doing another ethics subject with fpa, and another exam with fpa in order to do what? be more qualified?

makes no sense at all to repeat the same coursework after you have already done it an AQF Level 9, and then to have to do it at a lower (no AQF) level.

are you sure you are ok? (RUOK)?