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Hedware, I don't think anyone is saying intra fund advice is an issue isolated to union (aka "Industry") funds. The reason people are angry about it is because the union fund PR machine cranks out all this deceptive tripe about being better than everyone else, and the lazy media happily regurgitate it as fact. Union funds are just as conflicted and dishonest as the others if not more so. They are just more hypocritical. Union funds are AMP 2.0.