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Degree or no degree, you'd have to wonder what the Licensee's auditors were looking at?
You have to wonder why clients never questioned the advice or the cost. ?
You have to wonder what was said to the client and why it wasn't said in writing ?
Were all the clients effected unsophisticated and didn't have a clue why or what they were investing in ?
I must be naive, because I don't get it, starting with the question, where or what were the auditors doing in all of this ?