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Comrade, No its the con jobs that call themselves planners and are trying to sell overvalued, over inflated properties in Queensland, NSW Central Coast and Melbourne ($20,000 to $40,000 in fees from the developer to the planner, of course undisclosed) Or the planners that allocate their clients funds into wraps that pay the most returns to financial planners (not their clientele) that are going to hell. They don't even require a ticket as the the powers that be have a special place reserved specifically for them.