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You are dumb! Commissions have been banned since 1 July 2013. So tell me why do accountants demand a 20% to 50% cut from a financial planners fees on an ongoing basis from the clients that they refer to a financial planner. The accountant is getting money for nothing by sticking their hand indirectly into their clients wallet. The accountant is doing nothing for this money, not even bearing any risk. Thousands of accountants demand these payments for a referral so where is the accountants honesty and integrity towards their client? You are full of BS. But I suspect you are just another leftist troll being paid from union money to carry on the socialist march in the revolution in workers capital by demonizing your targets. You should get a real job that adds to our society instead of actively working to destroy the value structures in our society.