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Hang. You have just inadvertently proven the accountants comments correct. You are not a financial planner. That's why you care about your work and are good at it. You qualifications are in economics and finance (not financial planning), similar to accountants qualifications (most accountants have an accounting and "finance" major). Therefore you are a economist with a finance major practicing in the area of advice work. Again you have proven that it takes a business or economics major, from "UNIVERSITY" to be in the advice space. Not a two week (or two day) accelerated learning diploma in financial planning, which most (90 percent upwards) of the so called financial planners possess.