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Sir Doug, the FPA doesn't officially represent any of these companies as it only has individual members.

However the FPA does offer membership fee discounts to ARs of many of these large product companies. Discounts which aren't available to ARs of smaller groups and self licensed planners. This fuels the perception that FPA is still beholden to the big institutions. It's time for FPA to end the discounts and favourable treatment of ARs from the big institutions. It is inequitable, and undermines the FPA's credibility.