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With super industry and govt (inc DB) with some retail. Multiple (about 5) insurers and non super investment providers (about 4). In reality its often only retail platforms for non super or grandfathered centrelink. We have model portfolios for the retail options. With super, yes, compare the pair (watching out for the defensive allocation to property, non investment grade bonds etc of course !). Majority of time members are in one fund and remain there unless compelling reason to change it. Not incented to move money into fund.