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I appreciate that perspective, but many many products and services are provided on that basis. We all pay a Medicare levy, but some people take no prescription medicine and might see a doctor once every 2 years. You don't get that levy back just because you didn't use the service that year. Every member has the opportunity to access the service, but many choose not to. If you have Foxtel but only watch 3 channels, you don't get a rebate because you chose not to watch the others. They were available to you, you chose not to use them.

Cross-subsidisation is widespread, commonplace and accepted in most facets of our life.

For what it's worth I'm not advocating for carve outs or special consideration, only providing a viewpoint that is not offered often in this forum.