I work under similar, but different, conditions (broader APL, broader scope, holistic) for a fund. However when someone seeks our advice on the same things you advise on, or if we refer them to more 'limited' scope ie contributions, they still are required to pay an advice fee, which although not 'commercial' in a profit making sense, is still required to cover the costs of the advice - ie not subsidised by other members and is therefore is still a reasonably significant amount of money.
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