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Well said Agent 86. All this will come back to bite the industry funds eventually because the arguments they use are the same ones that can be used straight back against them.

I think there is a need for both limited advice and to be frank I would love to charge a client directly for an hour of my time giving limited advice like an accountant . The fact is companies and banks have been getting smashed for things and the industry funds are doing the same things just calling it another name Intra fund advice = fee's for no service....

Funny that even in the Industry fund working paperers arguing for Intra fund advice called it personal advice in the paper. I have noticed they deleted this from the industry fund website since the recent out cry against intra fund advice... this has only been removed in the last 6 months from the website. very interesting.... https://www.industrysuper.com/media/industry-super-funds-lead-on-intra-f... lucky I have already saved this PDS ....