Ha! You're under the assumption that the very small minority of unethical people would adhere to a codes of ethics. This would happen in any occupation, industry or society. The large majority of advisers practice moralal and ethical behaviour, and no amount of codes or rules would change this. It's the reason we chose this job... to help people!!!
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Financial Advisers - Investment
Financial Advisers - SMSFs
Individual Investors with SMSFs
Financial Advisers - Insurance
Accountants and Solicitors
Financial Services Professional