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If you read the report, Hayne thinks most Australian's are covered reasonably well by the default insurance in their super funds and he downplays the benefits of getting advice from an adviser. How breathtakingly ignorant. If the FPA ever needed to get on the front foot, it is right now because we cannot let these government bureaucrats continue to peddle such absurd nonsense. These default insurances need to be exposed and a serious media campaign needs to be commenced, much like the ISA compare the pair ads.