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Professor Rafterty your comments are justified but put yourself in the position of a CFP.
Even with a higher recognition of learning and experience, we are expected to do 40 hours of CPD points per year or 120 hours over a rolling 3 year period plus it's a requirement for all financial planners to be registered with the Tax Practitioners Board (TPD) who expect us to do another 20 hours of CPD a year.
60 hours a year in all.
Fail to meet either one of those requirements and you are out of business.... assuming you have time to meet all the other compliance requirements now imposed on participants in the industry.
Do you think there is a not so hidden agenda here ?