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Industry Super Funds - I wonder how all those healthy, non smoking, office workers feel about funding the insurance premums of the high risk trades people or the overweight smokers with diabetes?

If only they had access to an independent insurance adviser. What a pity there will not be any insurance advisers left in a few years and the vast majority of clients will be left with their JUNK industry fund policy or even worst with a policy from one of those direct insurance SCAMMERS like Real or Freedom Insurance. These direct insurance companies should be shut down or at least forced to comply with the Best Interests Duty.