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APRA will not win this one and the report should clarify which platform (Bridges) was supposedly affected. The Royal Commission has done a lot of unnecessary damage to the financial services industry causing concerns with investors and financial planners alike. APRA is trying to bare its gums to demonstrate its reason for existence. Kelleher has already provided credible evidence and we must not forget, no superannuant was pecuniarily affected in a negative way.