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FASEA is one of the badly planned initiatives backed and mandated by the government. While the intention hold good, the outcome is detrimental or non-constructive to the purpose. More like collective bashing of the FP industry professionals. I have completed Masster in Commerce (with Honours in Accounting, ADFP, and have 10+ (over ten) FP related degrees and 10+ years of relevant experience. I intend becoming an Adviser in the coming year, as had always been the career path for me. Now, if I do not secure an AR licence before 31/12/2018, my career and 10 year plan is over. There are a few like us... the government cannot fix what they do NOT understand.