Add new comment

Old Fella, I think we are talking different things - the specialist is paying a referral fee or incentive out of fees payable by the client. Product commission is not the same. It seems like the whole industry is trying to find some justification for practices that are indefensible. I suspect all the discussion will be academic anyway. Fairly or unfairly the advice industry's reputation is in tatters and the die is cast in terms of what is coming.