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As I have said before to your various posts, I have no professional or personal connection with ISA or industry funds at all. You seem to know more about them than I do.
But I do know about the other side and have a beef about that side's relative poor performances over the year, appalling ethics, slack corporate governance, and the rest. These things and more confirmed by the Royal Commission. All things you overlook or ignore in your fixation rants on unions, ISA and industry funds.